Most HVAC units will last you about 20 to 25 years. There will always come a time when you will have to make a big purchase decision about replacing your HVAC unit, Salt Air Inc provides this service. Maybe it is in the dead heat of summer and your AC unit stops pumping cool air in the middle of July. You may have to reach out to a company that provides a 24 hour emergency ac repair service. Even if you reach them after hours, there is never a guarantee they can fix your unit. They may need to replace the actual unit itself. Even if you need a commercial hvac repair job , you will have options to finance.
1) You can finance though the manufacture of the unit itself. Some companies can help you through this process
2) You can get a home improvement loan made available through the Federal Housing Administration. You can usually get a loan up to about $7500, which should cover the amount
3) People with low incomes can check out the program called the Federal Low income Home Energy assistance program